The Musicians' Union has created an innovative facility for musicians, offering every paid up member of the union the opportunity to register for £1,000 worth of instrument and equipment insurance cover. 

The scheme includes cover for musical instruments and related equipment up to the value of £1,000, cover for theft, accidental damage and loss, plus unrestricted professional use, together with worldwide protection.

Musicians' Union general secretary John Smith says loss or theft of vital instruments prevents a musician earning a ...